What RD (Reverse Debit) reserves are held back? MyGate holds two reserves back, namely: A 10% RD Reserve: This covers the risk of an RD that may occur. Due to the nature of the service RDs can occur after the funds have been paid out to the client. The RD reserves will be paid out 25 working days after the action date. A 10% Bank reserve: MyGate holds a bank reserve as a guarantee against the debit order facility issued to the client. This is paid out 60 working days after cancellation. Have more questions? Submit a request 1 Comments Date Votes 0 Tom Woodward February 15, 2016 14:40 Delete duplicate prior to this. Article is closed for comments.